My name is Arnel Richardson, and I am the CEO of enRICH.ED Consulting LLC. I obtained an MBA from the University of North Alabama and a BS in Accounting from Morgan State University. I am the mother of the #3Richkids, Gewel, Gem, and Gary Richardson, all of whom have attended college without enormous student loan debt. I started my business to help families achieve the same level of success. Having options is the KEY!